A fire risk assessment is a systematic and critical evaluation of a premises and the activities carried on there for the purpose of determining the likelihood of a fire occurring and causing harm to people in and around the premises.
The purpose of a fire risk assessment
is to determine what action you need to take to prevent a fire from occurring
in your premises and equally to determine what action you need to take to
ensure the safety of people in and around your premises if a fire does occur.
Therefore, the fire risk assessment should: 
- Identify all of the fire hazards in your premises.
- Identify all of the people at risk.
- Evaluate means of removing the hazards or of reducing the risks to an acceptable level if the hazards cannot be removed.
The Five Steps of Fire Risk Assessment
The Five Steps method of fire risk
assessment can be undertaken by a competent person with a good understanding of
the fire safety principles and practices involved and is adequate for most
small.
The fire safety principle that
underpins this method of fire risk assessment is very simple (the Fire Triangle
theory of fire) and the logic is even more so (remove, reduce, separate,
control).
The method can be used to divide
larger workplaces into sections and to provide a separate fire risk assessment
for each section (e.g. canteen, offices, warehouse, showroom, yard, production
area, etc) or, for smaller workplaces such as a shop or an office, to assess it
as a whole.
An average risk factor is calculated for each area where an assessment is undertaken and a risk rating is then calculated for that area. Once the hazards and risks in the premises have been identified, further action is taken to either remove the risks completely or, it not possible, to reduce them to an acceptable level. Without this subsequent action, a fire risk assessment is a meaningless exercise.
An average risk factor is calculated for each area where an assessment is undertaken and a risk rating is then calculated for that area. Once the hazards and risks in the premises have been identified, further action is taken to either remove the risks completely or, it not possible, to reduce them to an acceptable level. Without this subsequent action, a fire risk assessment is a meaningless exercise.
Step 1 of 5: Identify the fire hazards
Step 2 of 5: Identify the people at
risk
Step 3 of 5: Evaluate the hazards and
risks
Step 4 of 5: Record your findings 
Step 5 of 5: Review and revise
Step 1 of 5: Identify the fire hazards
The first step of a fire risk
assessment is to identify all of the fire hazards in your premises.
|  | 
Three elements
  must be present for a fire to occur: fuel, a source of ignition (heat), and
  an oxidizing agent (usually oxygen).  
A fire can be
  prevented by keeping one or more of these three elements separate from each
  other.  
At its most basic
  level, fire safety is the practice of keeping sources of fuel away from
  sources of ignition. | 
Since these three elements must be
present for a fire to occur and since fire safety is the practice of keeping
them apart, you need to examine your premises to see where these elements are
in proximity to each other and how you can keep them apart.
The next step is to identify all
sources of fuel in your premises. Fuel is any substance that can undergo
combustion. It exists in three states of matter: solids, liquids and gases.
Potential sources of
fuel include: 
1.    
Flammable liquids and solvents such as
petrol, white spirit, methylated spirit and paraffin
2.    
Flammable chemicals
3.    
Wood
4.    
Paper and card
5.    
Plastics, rubber and foam such as
polystyrene and polyurethane (e.g. the foam used in upholstered furniture)
6.    
Flammable gases such as liquefied
petroleum gas (LPG) and acetylene
7.    
Furniture, including fixtures and
fittings
8.    
Textiles
9.    
Hardboard, chipboard, blockboard walls
or ceilings
10. 
Synthetic ceiling or wall coverings,
such as polystyrene tiles
11. 
Loose packaging materials
12. 
Waste materials, in particular finely
divided materials such as wood shavings, off-cuts, dust, paper and textiles.
The next step is to identify all
sources of ignition in your premises. Potential sources of ignition include: 
1.    
Naked flames
2.    
Electrical, gas or oil-fired heaters
(fixed or portable);
3.    
Hot work processes (e.g. welding,
grinding, shrink-wrapping, cooking)
4.    
Electrical installations and wiring
5.    
Engines or boilers
6.    
Machinery
7.    
Faulty or misused electrical equipment
8.    
Lighting equipment (e.g. halogen
lamps)
9.    
Hot surfaces and obstruction of
equipment ventilation (e.g. office equipment)
10. 
Friction (e.g. from loose bearings or
drive belts)
11. 
Static electricity
12. 
Metal impact (such as metal tools
striking each other)
13. 
Arson
Potential sources of oxygen
include:· 
1.    
Natural airflow through doors, windows
and other openings 
2.    
Mechanical air conditioning systems
and air handling systems
3.    
Oxidizing materials
4.    
Oxygen supplies from cylinder storage
and piped systems (e.g. oxygen used in welding processes or for health care
purposes)
Structural features that would
constitute hazards by promoting the rapid spread of fire should also be
identified. These would include such things as ducts and flues, unstopped holes
that have been cut into fire resisting walls for the provision of services such
as cables and pipe work, large areas of hardboard, chipboard, or blockboard,
uncompartmented roof spaces. Excessively long escape routes and dead end
conditions that would prejudice the means of escape should also be identified.
Step 2 of 5: Identify the people at risk
The second step of fire risk assessment is to identify the
people who would be at risk if a fire occurs in your premises, e.g. employees,
customers, contractors, visitors, etc. Particular consideration should be given
to people in the vicinity of fire hazards and people who work alone or in
isolated areas, and to vulnerable people such as the elderly, children, and the
disabled.
In addition to considering people in your premises,
consider people not on your premises who might also be at risk (e.g.
neighbours, pedestrians, motorists, etc) and the ways in which they could be at
risk (e.g. falling masonry, flames, explosion, etc).
Step 3 of 5: Evaluate the hazards and risks
The third step of fire risk assessment
is to evaluate the findings of steps 1 and 2. You must assess the effects of
the hazards on the people at risk, taking any existing control measures into
account. You must then decide if any further control measures are needed to
eliminate the risk or reduce it to an acceptable level.
The greatest danger to people from
fire is the spread of the flames, heat and smoke through the premises. The
imperative is to ensure that all people identified to be at risk can escape
quickly from the danger to a place of safety should a fire occur despite your
efforts to prevent it. It is essential therefore to ensure that a premises has
adequate means of detecting fire and raising the alarm, and has adequate means
of escape. You need also to ensure that there is adequate provision of
fire-fighting equipment for persons in the premises to use, without exposing
themselves to danger, to extinguish a fire in its early stages or to assist in
emergency evacuation.
The focus of step 3 is therefore on removing the identified hazard and, if it cannot be removed, reducing the risk to an acceptable level. All risks will be assessed using a Risk Value or Risk Factor (depending on the matrix used) and any risks that cannot be immediately eliminated will be assigned a risk category of Low, Normal or High so that they can be prioritised according to the degree of risk that they present.
The focus of step 3 is therefore on removing the identified hazard and, if it cannot be removed, reducing the risk to an acceptable level. All risks will be assessed using a Risk Value or Risk Factor (depending on the matrix used) and any risks that cannot be immediately eliminated will be assigned a risk category of Low, Normal or High so that they can be prioritised according to the degree of risk that they present.
Measures to protect people from
fire include the following categories: 
1.    
Fire detection and alarm systems
2.    
Fire-fighting equipment
3.    
Escape routes and exits
4.    
Fire safety management systems
5.    
Emergency lighting
6.    
Emergency planning and evacuation
procedures
7.    
Staff training
8.    
Compartmentation (e.g. fire resisting
walls, glazing and doors, etc)
9.    
Signs and notices
10. 
Good housekeeping
11. 
Maintenance
12. 
Relevant legal requirements
Possible ways to reduce sources of fuel
include: 
1.    
Removing flammable materials and
substances, or reducing them to the minimum required for the operation of the
premises
2.    
Replacing materials and substances
with less flammable alternatives
3.    
Ensuring flammable materials, liquids
(and vapours) and gases are handled, transported, stored and used properly
4.    
Ensuring adequate separation distances
between flammable materials
5.    
Storing highly flammable substances in
fire-resisting stores and, where necessary, keeping a minimum quantity in
fire-resisting cabinets within the premises
6.    
Removing, covering or treating large
areas of flammable wall and ceiling linings to reduce the rate of flame spread
across the surface
7.    
Replacing or repairing furniture with
damaged upholstery where the foam filling is exposed
8.    
Ensuring that flammable waste
materials and rubbish are not allowed to build up and are carefully stored
until properly disposed of
9.    
Taking action to avoid storage areas
being vulnerable to arson or vandalism
10. 
Ensuring good housekeeping
11. 
Improving the fire resistance of the
construction of the workplace
Possible ways to reduce sources of ignition
include: 
1.    
Removing unnecessary sources of heat
from the premises or replacing them with safer alternatives
2.    
Ensuring that heat producing equipment
is used in accordance with the manufacturer’s instructions and is properly
maintained
3.    
Installing machinery and equipment
which has been designed to minimise the risk of fire and explosions
4.    
Replacing naked flame and radiant heaters
with fixed convector heaters or a central heating system
5.    
Ensuring that all electrical fuses and
circuit breakers etc., are of the correct rating and suitable for the purpose
6.    
Ensuring that sources of heat do not
arise from faulty or overloaded electrical or mechanical equipment (such as
overheating bearings)
7.    
Keeping ducts and flues clean
8.    
Where appropriate, operating a permit
to work system for maintenance workers and contractors who carry out 'hot work'
involving processes such as welding or flame cutting
9.    
Operating a safe smoking policy in
designated smoking areas and prohibiting smoking elsewhere
10. 
Enforcing the prohibition of matches
and lighters and other naked flames in high fire risk areas
11. 
Ensuring that all equipment that could
provide a source of ignition, even when not in use, is left in safe condition
12. 
Making sure that any smouldering
material including smokers material, is properly extinguished before leaving
the workplace
13. 
Taking precautions to avoid the risk
of arson
Possible ways to reduce sources of oxygen
include: 
1.    
Closing all doors, windows and other
openings not required for ventilation, particularly when the premises are not
in use
2.    
Shutting down ventilation systems
which are not essential to the function of the premises
3.    
Not storing oxidising materials near
or with any heat source or flammable materials
4.    
Controlling the use and storage of
oxygen cylinders
Step 4 of 5: Record your findings
The fourth step of fire risk assessment is to record your
significant findings.
The record must show whether the
existing control measures are adequate or, if they are inadequate, what
additional or amended control measures you are taking to reduce the risk to an
acceptable level. It is not necessary to record findings that are trivial but
all significant findings should be recorded with the risks graded as High,
Medium or Low. Clearly, the higher risks should be prioritised.
Your emergency plan should be based on
the outcome of your fire risk assessment. You need an emergency plan for
dealing with any fire situation to ensure that the people in your premises know
what to do if there is a fire and that the premises can be safely evacuated. In
small offices and shops the emergency plan may be no more than a fire action
notice. For more complex premises, a location plan showing fire exits, escape
routes, fire-fighting equipment, call points, fireman's switch, etc, could be
used.
The fire safety information and
instruction that you give to persons at risk in your premises should be based
on your emergency plan, which is in turn based on your fire risk assessment.
Records should also detail any special duties or responsibilities assigned to
staff in carrying out the plan along with details of instruction and training
provided to enable them to safety and efficiently carry out those duties.
Personal Emergency Egress Plans (PEEPs), if applicable, should be included.
Step 5 of 5: Review and revise
The final step of fire risk assessment
is reviewing and revising it.
Fire risk assessment is a continuous
process which requires that existing control measures should be monitored and
audited to make sure they are still working effectively.
Changes may occur in the premises
which have an effect on your fire risks and precautions such as alterations to
the premises, a fire, purchase of new equipment. If there is a significant
change, you will need to review your assessment in the light of the new risk or
hazard. 
If a fire or ‘near miss’ occurs, then
your existing assessment may be out of date or inadequate and you should
reassess. It is a good idea to identify the cause of any incident and then
review your fire risk assessment in light of this.
This doesn't mean that you must
undertake the renew assessment every time a change occurs but it does mean that
the change must be assessed. It is also important to review and revise your
assessment regularly. 
Fire Risk Assessment Checklist
Fire detection and warning
1.    
Can the existing means of detection
discover a fire quickly enough to raise an alarm in time for all the occupants
to escape to a safe place?
2.    
Can the means for giving warning be
clearly heard and understood throughout the whole premises when initiated from
any single point?
3.    
If the fire detection and warning
system is electrically powered, does it have a back-up power supply?
4.    
Have you told your employees about
your fire warning system, will they know how to operate it and respond to it?
5.    
Are there instructions for your
employees on how to operate the fire warning system and what action they should
take on hearing a warning?
6.    
Have you included the fire detection
and fire warning arrangements in your emergency plan?
Means of escape
1.    
How long will it take for all the
occupants to escape to a place of safety once a fire has been detected?
2.    
Is that a reasonable length of time or
will it take too long?
3.    
Are there enough exits and are they in
the right place?
4.    
Are the type and size of exits
suitable and sufficient for the number of people likely to need to use them
(e.g. wide enough for wheelchair users)?
5.    
In the event of fire, could all
available exits be affected or will at least one route from any part of the
premises remain available?
6.    
Are all escape routes easily
identifiable, free from any obstructions and adequately illuminated?
7.    
Have you trained your staff in using
the means of escape?
8.    
Are there instructions about the means
of escape for your employees?
9.    
Have you included your means of escape
arrangements in your emergency plan?
Means of fighting fire
- Are the extinguishers suitable for the purpose and of sufficient capacity?
- Are there sufficient extinguishers sited throughout the workplace?
- Are the right types of extinguishers located close to the fire hazards and people get to them without exposing themselves to risk?
- Are the locations of the extinguishers obvious or do you need to highlight their location?
- Have the people likely to use the fire extinguishers been given adequate instruction and training?
- Have you included use of fire-fighting equipment in your emergency plan?
Maintenance and testing of fire precautions
1.    
Do you regularly check all fire doors
and escape routes and associated lighting and signs?
2.    
Do you regularly check all your
firefighting equipment?
3.    
Do you regularly check your fire
detection and alarm equipment?
4.    
Do you regularly check any other
equipment that help means of escape arrangements in the building?
5.    
Are there instructions for employees
about testing of equipment?
6.    
Are those who test and maintain the
equipment properly trained to do so?
Fire procedures and training
1.    
Do you have an emergency plan?
2.    
Does the emergency plan take account
of all risks and circumstances?
3.    
Are your employees familiar with the
plan, trained in its use and involved in testing it?
4.    
Is the emergency plan made available
to all who need to be aware of it?
5.    
Are the procedures to be followed
clearly indicated throughout the workplace?
6.    
Have you considered all the people
likely to be in your workplace and others who share the building?
| Risk Value Matrix |  | 
A Risk Value Matrix is an attempt at a
quantitative approach to what is essentially a qualitative process of fire risk
assessment.
A hazard is something that can cause harm and a risk is the probability that the
harm will occur and the severity
of it. 
In this matrix, the probability that
an unwanted event will occur is defined as the fire risk, and the harm that
would result from that event is defined as the fire hazard. The overall risk is
defined as the Risk
Value and is calculated by the simple formula:
Risk Value = Fire Hazard x Fire Risk
Numerical values are assigned to the fire hazard and the
fire risk. The fire hazards are rated as being between negligible and very
severe, and a numerical value is assigned to each rating. Similarly, the fire
risks are rated as being between unlikely to very likely, and a numerical value
is assigned to each rating. The size of the risk value then becomes the basis
for categorising the workplace as being of high, normal, or low risk.

If the risk value formula is applied to all possible combinations of fire hazard values and fire risk values then a set of twenty-five numbers is available for the risk values. This can be displayed on a two dimensional grid (below) which is called a Risk Value Matrix.

Assuming that most workplaces would be
of normal risk, with very few of low risk, and slightly more of high risk, the
5 x 5 matrix (above) assigns low risk to values of 1-2, normal risk to values
of 3-15, and high risk to values of 16-25.
It should be noted that the values are
relative, having no absolute signifance whatsoever, and the risk categories are
arbitrary. An alternative Risk Value Matrix might be:

| Risk Factor Matrix |  | 
The Risk Factor Matrix is a variation
of the Risk Value Matrix and can be used as an alternative method of grading
risks.
The 6 x 6 classification table
(matrix) lists the frequency of occurrence of an unwanted event and the
severity of the harm that it would cause were it to occur. The scale of these
two elements of the risk are given numerical values of X for frequency and Y
for harm.
 A Risk Factor is then
calculated for each unwanted event. The risk factor is obtained by multiplying
the applicable X by Y values in the classification table, e.g. if X is 3 and Y
is 2 then the risk factor is 6 (3x2 = 6).
A Risk Factor is then
calculated for each unwanted event. The risk factor is obtained by multiplying
the applicable X by Y values in the classification table, e.g. if X is 3 and Y
is 2 then the risk factor is 6 (3x2 = 6).
Risk Factor = XY
Once a number of individual risk
factors for unwanted events have been determined for the given area of the
assessment it is necessary to determine the Average Risk Factor for that area. The
average risk factor is the sum of all the individual risk factors (Σ XY)
divided by their number (n), e.g. if there are 5 risk factors in the area with
a sum of 32 then the average risk factor for the area is 6.4 (32 / 5 = 6.4).
Average Risk Factor
= (Σ XY) / n
The maximum value of the risk factor
will be 36 for a 6 x 6 matrix (6x6 = 36). The risk factor value of any given
unwanted event can then be expressed as a percentage of the maximum value, e.g.
a risk factor value of 1 would be 100 x 1/36 = 2.8% of the maximum and a risk
factor value of 9 would be 100 x 9/36 = 25% of the maximum.
The average risk factor is then
expressed as a percentage of the maximum risk factor value by multiplying the
average by 2.8 for a 6 x 6 matrix (or by 4 for a 5 x 5 matrix). The resultant
figure is known as the Risk
Rating for the area.
Risk Rating = 2.8 x
Σ XY / n
For example, if our average risk
factor for the area is 6.4 (32 / 5 = 6.4) then we multiply 6.4 by 2.8 to get
our risk rating for the area expressed as a percentage, i.e. 18% (using rounded
numbers).
It is then necessary to determine what
ranges of values of the risk rating would indicate that the area of assessment
should be assigned a risk category of low, normal, or high. Possible ranges are
shown in the table below:

 
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